Latest CPF Usage Policies for Property Purchase -
CPF Usage 1 2019 Roxanne Chia Realty
Property Tips

Latest CPF Usage Policies for Property Purchase

The government has recently introduced new CPF usage policies for property purchase in Singapore. Here’s the lowdown on the changes, and what you need to take note of.

*This table is for illustrative purposes. Buyers over the age of 65 may still use CPF monies for property purchase. Please refer to CPF online calculator to find out how much CPF you can use.

All of the above information has been provided by a CEA circular sent out on 29th May 2019.


While it used to be that no CPF can be used for property with a remaining lease of 30 years, this has now been reduced to 20 years. Due diligence needs to be done if you are intending to purchase a property, especially if you belong to the younger generation and are intending to use your CPF monies to pay for up to 100% of the VL, and obtain a 90% LTV for HDB housing loan.

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Roxanne Chia
Retirement & Legacy Planning with Property, PropNex Realty Pte Ltd
(+65) 90470416 (Whatsapp)
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